:root{--bg:#F4F6F8;--card:#fff;--ink:#0B2235;--soft:#5E6875;--line:#E3E7EC;--navy:#0B2A42;--deep:#011C2D;--teal:#0E8A85;--tealsoft:#E2F2F1;--gold:#C9A24A}*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}body{margin:0;background:var(--bg);color:var(--ink);font:16px/1.6 -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif}a{color:var(--teal)}a:focus-visible,button:focus-visible{outline:3px solid var(--teal);outline-offset:3px;border-radius:6px}.wrap{max-width:1080px;margin:0 auto;padding:0 20px}header.top{background:#fff;border-bottom:1px solid var(--line)}header.top .wrap{display:flex;align-items:center;justify-content:space-between;height:68px}header.top img{height:40px;width:auto;display:block}header.top nav a{color:var(--navy);text-decoration:none;font-weight:600;font-size:15px;margin-left:20px}.hero{background:linear-gradient(135deg,var(--deep) 0%,var(--navy) 55%,var(--teal) 130%);color:#fff;overflow:hidden;position:relative}.hero .wrap{display:grid;grid-template-columns:1.1fr .9fr;gap:40px;align-items:center;padding-top:72px;padding-bottom:80px}.badge{display:inline-block;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.25);border-radius:99px;padding:4px 12px;font-size:13px;font-weight:600;letter-spacing:.3px}.hero h1{font-size:clamp(34px,5vw,54px);line-height:1.08;margin:18px 0 16px;letter-spacing:-1px}.hero p.lead{font-size:19px;color:#D3DEE8;max-width:34em;margin:0 0 28px}.btn{display:inline-block;border-radius:12px;padding:14px 22px;font-weight:700;text-decoration:none;font-size:16px}.btn.primary{background:#fff;color:var(--navy)}.btn.ghost{color:#fff;border:1.5px solid rgba(255,255,255,.5);margin-left:10px}.phone{background:var(--bg);border-radius:34px;padding:16px;box-shadow:0 30px 60px rgba(0,0,0,.35);max-width:320px;margin-left:auto;color:var(--ink)}.phone .card{background:linear-gradient(135deg,var(--navy),#0F4A5C 60%,var(--teal));color:#fff;border-radius:20px;padding:18px}.phone .small{font-size:12px;color:#C9D6E2}.phone .big{font-size:30px;font-weight:700;letter-spacing:-.5px;margin:2px 0 10px}.phone .row{display:flex;justify-content:space-between;font-size:13px}.phone ul{list-style:none;margin:14px 0 0;padding:0;background:#fff;border-radius:16px;border:1px solid var(--line)}.phone li{display:flex;justify-content:space-between;padding:11px 14px;font-size:14px;border-top:1px solid var(--line)}.phone li:first-child{border-top:0}.phone .neg{font-weight:600}.phone .pos{color:#1F8A5B;font-weight:600}.phone .note{font-size:11px;color:var(--soft);text-align:center;margin-top:10px}section{padding:72px 0}h2{font-size:clamp(26px,3.4vw,36px);letter-spacing:-.5px;margin:0 0 10px;line-height:1.15}.sub{color:var(--soft);font-size:18px;margin:0 0 36px;max-width:40em}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.feat{background:var(--card);border:1px solid var(--line);border-radius:18px;padding:22px}.feat .ic{width:44px;height:44px;border-radius:12px;background:var(--tealsoft);color:var(--teal);display:grid;place-items:center;font-size:22px;margin-bottom:12px}.feat h3{margin:0 0 6px;font-size:18px}.feat p{margin:0;color:var(--soft);font-size:15px}.trust{background:#fff;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.trust .grid div{padding:4px 0}.trust h3{margin:0 0 6px;font-size:17px}.trust p{margin:0;color:var(--soft);font-size:15px}.cta{text-align:center}.cta .btn.primary{background:var(--navy);color:#fff}.notice{font-size:14px;color:var(--soft);max-width:44em;margin:24px auto 0}footer{background:var(--deep);color:#AFC0CF;padding:36px 0;font-size:14px}footer .wrap{display:flex;flex-wrap:wrap;gap:16px 28px;align-items:center;justify-content:space-between}footer img{height:30px;width:auto;display:block}footer a{color:#DCE6EE;text-decoration:none;margin-right:18px}footer a:hover{text-decoration:underline}.legal{max-width:760px;margin:0 auto;padding:48px 20px 72px}.legal h1{font-size:34px;letter-spacing:-.5px;margin:0 0 6px}.legal .upd{color:var(--soft);margin:0 0 28px}.legal h2{font-size:21px;margin:32px 0 8px}.legal table{border-collapse:collapse;width:100%;font-size:15px;background:#fff}.legal td,.legal th{border:1px solid var(--line);padding:9px 12px;text-align:left;vertical-align:top}.legal th{background:var(--tealsoft)}@media (max-width:860px){.hero .wrap{grid-template-columns:1fr;padding-top:48px;padding-bottom:56px}.phone{margin:8px auto 0}.grid{grid-template-columns:1fr}header.top nav a.hide{display:none}.btn.ghost{margin:10px 0 0 0}}@media (prefers-reduced-motion:no-preference){.btn{transition:transform .15s}.btn:hover{transform:translateY(-1px)}}.skip{position:absolute;left:-9999px;top:8px;background:#fff;color:var(--navy);padding:8px 12px;border-radius:8px;z-index:10}.skip:focus{left:8px}.sub.center{margin:0 auto 28px}footer .links{display:flex;flex-wrap:wrap;gap:8px 18px}footer .links a{margin:0;overflow-wrap:anywhere}.phone{width:100%}.phone .row{gap:10px}.phone .row span{min-width:0}.feat .ic{font-size:22px;line-height:1;font-weight:700}@media (max-width:420px){.phone .big{font-size:26px}.phone .row{font-size:12px}}footer img.inv{filter:brightness(0) invert(1)}